Compare plans
Three auto levels and three home packages. Tap through them to see exactly what each one covers.
Auto
Platinum Basic, Plus and Elite
The parts that make the car move, and the most expensive to replace.
Powertrain plus the major named systems.
Exclusionary coverage: everything except a short list of exclusions.
| Component group | Powertrain | Mid-level | Comprehensive |
|---|---|---|---|
| Engine | Covered | Covered | Covered |
| Transmission | Covered | Covered | Covered |
| Drive axle and differential | Covered | Covered | Covered |
| Transfer case and 4WD | Covered | Covered | Covered |
| Turbocharger and supercharger | Not covered | Covered | Covered |
| Air conditioning | Not covered | Covered | Covered |
| Electrical system | Not covered | Covered | Covered |
| Cooling system | Not covered | Covered | Covered |
| Steering | Not covered | Covered | Covered |
| Suspension | Not covered | Not covered | Covered |
| Brake system | Not covered | Covered | Covered |
| Fuel system | Not covered | Covered | Covered |
| Infotainment and electronics | Not covered | Not covered | Covered |
| Hybrid and EV components | Not covered | Not covered | Select plans |
Home
Appliances, Systems and Total
- Central air conditioning
- Furnace and heating
- Ductwork
- Plumbing
- Drain stoppages
- Electrical system
- Water heater
- Garbage disposal
- Garage door opener
- Ceiling and exhaust fans
- Refrigerator
- Oven, range and cooktop
- Dishwasher
- Built-in microwave
- Clothes washer
- Clothes dryer
- Pool and spa equipment
- Well pump
- Septic system
- Sump pump
- Roof leak repair
- Second refrigerator and freezer
| Item | Appliances | Systems | Total |
|---|---|---|---|
| Central air conditioning | Not covered | Covered | Covered |
| Furnace and heating | Not covered | Covered | Covered |
| Ductwork | Not covered | Covered | Covered |
| Plumbing | Not covered | Covered | Covered |
| Drain stoppages | Not covered | Covered | Covered |
| Electrical system | Not covered | Covered | Covered |
| Water heater | Not covered | Covered | Covered |
| Garbage disposal | Not covered | Covered | Covered |
| Garage door opener | Not covered | Covered | Covered |
| Ceiling and exhaust fans | Not covered | Covered | Covered |
| Refrigerator | Covered | Not covered | Covered |
| Oven, range and cooktop | Covered | Not covered | Covered |
| Dishwasher | Covered | Not covered | Covered |
| Built-in microwave | Covered | Not covered | Covered |
| Clothes washer | Covered | Not covered | Covered |
| Clothes dryer | Covered | Not covered | Covered |
| Pool and spa equipment | Optional add-on | Optional add-on | Optional add-on |
| Well pump | Optional add-on | Optional add-on | Optional add-on |
| Septic system | Optional add-on | Optional add-on | Optional add-on |
| Sump pump | Optional add-on | Optional add-on | Optional add-on |
| Roof leak repair | Optional add-on | Optional add-on | Optional add-on |
| Second refrigerator and freezer | Optional add-on | Optional add-on | Optional add-on |
How to read these
They show what each level typically includes across providers. The contract you are offered is the final word on what is covered, the limits that apply and the exclusions. We send a sample contract with every quote.