Electrical system coverage
Wiring, the main panel and sub-panels, breakers, switches, outlets and junction boxes.
- AppliancesNot included
- SystemsIncluded
- TotalIncluded
What is covered
Wiring, the main panel and sub-panels, breakers, switches, outlets and junction boxes.
What is usually not covered
Fixtures, low-voltage wiring, and problems caused by inadequate capacity or code violations that existed before coverage began.
Which plans include it
Included in systems and total plans. Check the per-item coverage limit in the contract against what it would cost to replace your own equipment.
Before you file a claim. Contact the provider before arranging any repair. Work done without authorization is usually not reimbursed, and failures linked to missing maintenance or a problem that existed before coverage began are excluded.
Other covered items
- Central air conditioningThe compressor, condenser coil, evaporator coil, fan motors, capacitors, contactors and thermostat.
- Furnace and heatingGas, electric and oil furnaces, heat pumps, the blower motor, igniter, heat exchanger, gas valve and thermostat.
- DuctworkDucts from the heating or cooling unit to the register, including leaks and breaks in accessible sections.
- PlumbingLeaks and breaks in water, drain, gas and vent lines inside the home's foundation, toilet tank parts, valves and pressure regulators.
- Drain stoppagesClearing clogs in sink, tub, shower and toilet drains and the main line through an accessible cleanout.
- Water heaterTank and tankless water heaters, including the heating element, thermostat, gas valve, burner and tank leaks.