Home warranty basics
25 articles in home warranty basics.
- Home warranty basicsWhat Is a Home Warranty?A home warranty helps pay to repair or replace home systems and appliances. Learn how it works, what it covers, and who it suits best.4 min read
- Home warranty basicsHome Warranty vs. Homeowners InsuranceHome warranties and homeowners insurance cover very different things. Learn what each one pays for, how claims work and whether you need both.4 min read
- Home warranty basicsWhat Does a Home Warranty Cover?A plain-language guide to what home warranties usually cover, what they exclude, how optional add-ons work, and how to read a plan before you buy.4 min read
- Home warranty basicsWhat a Home Warranty Does Not CoverHome warranties have limits. Learn the common exclusions, from pre-existing conditions to code upgrades, so you know what to expect before you buy.4 min read
- Home warranty basicsAppliance Plans vs. Systems Plans vs. Combo PlansHome warranties usually come in three tiers. Learn what appliance, systems, and combo plans each cover and how to pick the right one for your home.4 min read
- Home warranty basicsHome Warranty Add-Ons ExplainedLearn which home warranty add-ons are common, like pools, well pumps and second refrigerators, and how to decide which ones are worth paying for.4 min read
- Home warranty basicsHow a Home Warranty Claim WorksA step-by-step guide to filing a home warranty claim, from the first sign of trouble to the technician visit, service fees and repair or replacement.4 min read
- Home warranty basicsService Call Fees ExplainedWhat a home warranty service call fee is, when you pay it, how it affects your total cost, and the questions to ask before choosing a plan.4 min read
- Home warranty basicsCoverage Caps and Limits in Home WarrantiesHome warranties often cap what they pay per item, per claim or per year. Learn how these limits work and how to read them before you buy a plan.4 min read
- Home warranty basicsHome Warranty Waiting PeriodsMost home warranties don't start covering repairs right away. Learn how waiting periods work, common exceptions, and how to avoid a denied first claim.4 min read
- Home warranty basicsPre-Existing Conditions in Home WarrantiesPre-existing conditions often lead to denied home warranty claims. Learn how they are defined, how contractors judge them, and how to protect yourself.4 min read
- Home warranty basicsCan You Choose Your Own Contractor With a Home Warranty?Most home warranties assign a contractor, but some plans let you pick your own. Learn how each approach works and what to check before you buy.4 min read
- Home warranty basicsRepair or Replace: How Home Warranty Providers DecideHow home warranty providers decide whether to repair or replace a broken system or appliance, what affects the decision, and what options you may have.4 min read
- Home warranty basicsHome Warranties for Home BuyersBuying a house? Learn how a home warranty works for new owners, who usually pays for it, what to check, and how it fits with your inspection.4 min read
- Home warranty basicsHome Warranties for SellersA home warranty can help sellers during the listing period and reassure buyers at closing. Learn how seller coverage works and what to check first.4 min read
- Home warranty basicsHome Warranties for Landlords and Rental PropertiesHow home warranties work for rental properties, what landlords should check before buying, tenant access, and when a plan may or may not make sense.4 min read
- Home warranty basicsHome Warranties for Older HomesCan you get a home warranty on an older house? Learn how age affects coverage, common exclusions, and what to check before you buy a plan.4 min read
- Home warranty basicsHome Warranties for New ConstructionNew homes usually come with a builder warranty. Learn what it covers, where gaps appear, and when a home warranty for appliances and systems makes sense.4 min read
- Home warranty basicsCondos and Townhomes: What a Home Warranty CoversIn a condo or townhome, the HOA covers some things and you cover others. Learn where a home warranty fits and which systems it usually protects.4 min read
- Home warranty basicsHow to Cancel a Home WarrantyThinking of canceling your home warranty? Learn the steps, how refunds are typically calculated, what fees may apply, and what to consider first.4 min read
- Home warranty basicsReading a Home Warranty ContractBefore you buy a home warranty, read the contract. This section-by-section guide shows what to look for, from coverage caps to service fees and exclusions.4 min read
- Home warranty basicsHome Warranty Claim Denied: What to DoHad a home warranty claim denied? Learn the common reasons, how to review the decision, and the steps to appeal or escalate it effectively.4 min read
- Home warranty basicsHow to Compare Home Warranty PlansA step-by-step method for comparing home warranty plans side by side, from coverage lists and limits to service fees, exclusions and claims rules.4 min read
- Home warranty basicsIs a Home Warranty Worth It?Whether a home warranty is worth it depends on your home, budget, and appliances. Use these questions to weigh the cost against the value.4 min read
- Home warranty basicsHome Warranty vs. Saving for Repairs YourselfShould you buy a home warranty or build a repair fund? Compare the trade-offs, the risks each one handles, and how some homeowners combine the two.4 min read