Home warranty in Minnesota
Which home systems and appliances are worth covering in Minnesota's climate.
- ClimateSnow belt
- Major citiesMinneapolis, Saint Paul, Rochester
Snow belt
Systems that work hardest in Minnesota
- Furnace and heatingGas, electric and oil furnaces, heat pumps, the blower motor, igniter, heat exchanger, gas valve and thermostat.
- Water heaterTank and tankless water heaters, including the heating element, thermostat, gas valve, burner and tank leaks.
- Sump pumpA permanently installed sump pump used for ground water.
What matters for homes in Minnesota
The furnace or boiler is the system that matters most, running for five months or more. Frozen pipes are a seasonal risk, though freeze damage is typically excluded from home warranties and belongs with your homeowners insurance. Sump pumps are a common optional add-on in homes with basements.
Where we help homeowners in Minnesota
We take quote requests from homeowners anywhere in Minnesota, including Minneapolis, Saint Paul, Rochester and Duluth. Plan availability and pricing depend on your ZIP code and the type of home.
Regulation
Home service contracts are regulated by each state. The contract you receive will include terms specific to MN, covering cancellation, refunds and how to raise a complaint.
FAQs
Frequently asked questions
Can I buy a home warranty in Minnesota?
Home service contracts are sold in Minnesota, with providers and plans that vary by ZIP code. Request a quote and we check what is available for your address.
Does a home warranty cover storm or water damage?
No. Damage from storms, flooding, fire and freezing is a matter for homeowners insurance. A home warranty covers failures from normal wear.
Do I need a home inspection first?
Most providers do not require one, but problems that existed before coverage began are excluded, so knowing the condition of your systems helps.